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TECH & AI TOOLBOX©
END USER LICENSE AGREEMENT

This copy of the Tech & Al Toolbox ("the Software Product") and accompanying documentation is licensed and not sold. This Software Product is protected by copyright laws and treaties, as well as laws and treaties related to other forms of intellectual property. Palmis Insights LLC or its subsidiaries, affiliates, and suppliers (collectively "Palmis") own intellectual property rights in the Software Product. The Licensee's ("you" or "your") license to download, use, copy, or change the Software Product is subject to these rights and to all the terms and conditions of this End User License Agreement ("Agreement").Acceptance
YOU ACCEPT AND AGREE TO BE BOUND BY THE TERMS OF THIS AGREEMENT BY INSTALLING, USING, OR COPYING THE SOFTWARE PRODUCT. IF YOU DO NOT AGREE TO ALL OF THE TERMS OF THIS AGREEMENT, YOU MUST NOT INSTALL, USE, OR COPY THE SOFTWARE PRODUCT.License Grant
This Agreement entitles you to view and use one copy of the software product online. Access is granted for personal use as long as it remains within the confines of viewing and using the software product content through the provided platform. You are granted the right to view and utilize the content through the provided platform. This Agreement does not permit downloading, installation, or the creation of permanent copies of the software product content. Use of the software product is limited to the viewing and interaction as provided by the online platform.Restrictions on Transfer
Without first obtaining the express written consent of Palmis, you may not assign your rights and obligations under this Agreement, or redistribute, encumber, sell, rent, lease, sublicense, or otherwise transfer your rights to the Software Product.Restrictions on Use
You may not use, copy, or install the Software Product on any system with more than one computer, or permit the use, copying, or installation of the Software Product by more than one user or on more than one computer. If you hold multiple, validly licensed copies, you may not use, copy, or install the Software Product on any system with more than the number of computers permitted by license, or permit the use, copying, or installation by more users, or on more computers than the number permitted by license.You may not decompile, "reverse-engineer", disassemble, or otherwise attempt to derive the source code for the Software Product.You may not use the database portion of the Software Product in connection with any software other than the Software Product.Restrictions on Alteration
You may not modify the Software Product or create any derivative work of the Software Product or its accompanying documentation. Derivative works include but are not limited to translations.
You may not alter any files or libraries in any portion of the Software Product. You may not reproduce the database portion or create any tables or reports relating to the database portionRestrictions on Copying
You may not copy any part of the Software Product except to the extent that licensed use inherently demands the creation of a temporary copy stored in computer memory and not permanently affixed on storage medium. You may make one archival copy which must be stored on a medium other than a computer hard drive.User Responsibilities
As a user of the Software Product, you agree to:1. Proper Use: Use the Software Product only for its intended purpose as specified in this Agreement and in accordance with all applicable laws and regulations.2. Confidentiality: Maintain the confidentiality of any credentials or access information provided for use with the Software Product and ensure they are not shared with unauthorized individuals.3. Compliance: Comply with all terms and conditions set forth in this Agreement, including any updates or amendments to the terms.4. Report Issues: Report any issues or bugs found in the Software Product to Palmis Insights promptly and provide reasonable assistance in resolving these issues.5. No Misuse: Refrain from using the Software Product in any manner that could damage, disable, overburden, or impair the software or interfere with any other party's use of the Software Product.6. Prohibited Actions: Not engage in any unauthorized copying, distribution, or modification of the Software Product, nor use it to engage in any illegal activities.
Disclaimer of Warranties and Limitation of Liability
UNLESS OTHERWISE EXPLICITLY AGREED TO IN WRITING BY PALMIS, PALMIS MAKES NO OTHER WARRANTIES, EXPRESS OR IMPLIED, IN FACT OR IN LAW, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OTHER THAN AS SET FORTH IN THIS AGREEMENT OR IN THE LIMITED WARRANTY DOCUMENTS PROVIDED WITH THE SOFTWARE PRODUCT.Palmis makes no warranty that the Software Product will meet your requirements or operate under your specific conditions of use. Palmis makes no warranty that operation of the Software Product will be secure, error free, or free from interruption. YOU MUST DETERMINE WHETHER THE SOFTWARE PRODUCT SUFFICIENTLY MEETS YOUR REQUIREMENTS FOR SECURITY AND UNINTERRUPTABILITY. YOU BEAR SOLE RESPONSIBILITY AND ALL LIABILITY FOR ANY LOSS INCURRED DUE TO FAILURE OF THE SOFTWARE PRODUCT TO MEET YOUR REQUIREMENTS. PALMIS WILL NOT, UNDER ANY CIRCUMSTANCES, BE RESPONSIBLE OR LIABLE FOR THE LOSS OF DATA ON ANY COMPUTER OR INFORMATION STORAGE DEVICE.UNDER NO CIRCUMSTANCES SHALL PALMIS, ITS DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS BE LIABLE TO YOU OR ANY OTHER PARTY FOR INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, PUNITIVE, OR EXEMPLARY DAMAGES OF ANY KIND (INCLUDING LOST REVENUES OR PROFITS OR LOSS OF BUSINESS) RESULTING FROM THIS AGREEMENT, OR FROM THE FURNISHING, PERFORMANCE, INSTALLATION, OR USE OF THE SOFTWARE PRODUCT, WHETHER DUE TO A BREACH OF CONTRACT, BREACH OF WARRANTY, OR THE NEGLIGENCE OF PALMIS OR ANY OTHER PARTY, EVEN IF PALMIS IS ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. TO THE EXTENT THAT THE APPLICABLE JURISDICTION LIMITS PALMIS'S ABILITY TO DISCLAIM ANY IMPLIED WARRANTIES, THIS DISCLAIMER SHALL BE EFFECTIVE TO THE MAXIMUM EXTENT PERMITTED.Limitation of Remedies and Damages
Your remedy for a breach of this Agreement or of any warranty included in this Agreement is the correction or replacement of the Software Product. Selection of whether to correct or replace shall be solely at the discretion of Palmis. Palmis reserves the right to substitute a functionally equivalent copy of the Software Product as a replacement. If Palmis is unable to provide a replacement or substitute Software Product or corrections to the Software Product, your sole alternate remedy shall be a refund of the purchase price for the Software Product exclusive of any costs for shipping and handling.Any claim must be made within the applicable warranty period. All warranties cover only defects arising under normal use and do not include malfunctions or failure resulting from misuse, abuse, neglect, alteration, problems with electrical power, acts of nature, unusual temperatures or humidity, improper installation, or damage determined by Palmis to have been caused by you. All limited warranties on the Software Product are granted only to you and are non-transferable. You agree to indemnity and hold Palmis harmless from all claims, judgments, liabilities, expenses, or costs arising from your breach of this Agreement and/or acts or omissions.Governing Law, Jurisdiction and Costs
This Agreement is governed by the laws of New York, without regard to New York's conflict or choice of law provisions.Severability
If any provision of this Agreement shall be held to be invalid or unenforceable, the remainder of this Agreement shall remain in full force and effect. To the extent any express or implied restrictions are not permitted by applicable laws, these express or implied restrictions shall remain in force and effect to the maximum extent permitted by such applicable laws.Document Adaptation NoticeThis End User License Agreement is based on a template initially provided by RocketLawyer.com. Significant modifications have been made to tailor the document for use with the Tech & AI Toolbox© provided by Palmis Insights LLC.

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CONTENT HUB©
END USER LICENSE AGREEMENT

This copy of the Content Hub© ("the Software Product") and accompanying documentation is licensed and not sold. This Software Product is protected by copyright laws and treaties, as well as laws and treaties related to other forms of intellectual property. Palmis Insights LLC or its subsidiaries, affiliates, and suppliers (collectively "Palmis") own intellectual property rights in the Software Product. The Licensee's ("you" or "your") license to download, use, copy, or change the Software Product is subject to these rights and to all the terms and conditions of this End User License Agreement ("Agreement").Acceptance
YOU ACCEPT AND AGREE TO BE BOUND BY THE TERMS OF THIS AGREEMENT BY INSTALLING, USING, OR COPYING THE SOFTWARE PRODUCT. IF YOU DO NOT AGREE TO ALL OF THE TERMS OF THIS AGREEMENT, YOU MUST NOT INSTALL, USE, OR COPY THE SOFTWARE PRODUCT.License Grant
This Agreement entitles you to copy, personalize, and customize one copy of the Software Product through the provided platform. Access is granted for personal use as long as it remains within the confines of customizing and utilizing the Software Product through the provided platform. This Agreement does not permit redistribution, modification beyond personal customization, or the creation of permanent copies outside the platform. Use of the Software Product is limited to the interaction as provided by the online platform.Restrictions on Transfer
Without first obtaining the express written consent of Palmis, you may not assign your rights and obligations under this Agreement, or redistribute, encumber, sell, rent, lease, sublicense, or otherwise transfer your rights to the Software Product.Restrictions on Use
You may not use, copy, or install the Software Product on any system with more than one computer, or permit the use, copying, or installation of the Software Product by more than one user or on more than one computer. If you hold multiple, validly licensed copies, you may not use, copy, or install the Software Product on any system with more than the number of computers permitted by license, or permit the use, copying, or installation by more users, or on more computers than the number permitted by license.You may not decompile, "reverse-engineer", disassemble, or otherwise attempt to derive the source code for the Software Product.You may not use the Software Product’s content in connection with any software other than the provided platform.Restrictions on Alteration
You may not modify the Software Product or create any derivative work of the Software Product or its accompanying documentation beyond personal customization allowed on the platform. Derivative works include but are not limited to translations.You may not alter any files or libraries in any portion of the Software Product. You may not reproduce or create tables or reports beyond personal customization.Restrictions on Copying
You may not copy any part of the Software Product except to the extent that licensed use inherently involves creating temporary copies stored exclusively within the platform as part of your personal account and not permanently affixed on any external storage medium or in computer memory. You may make one archival copy only if permitted by the platform's terms. All copies, including temporary ones, must remain within the confines of the provided platform.User Responsibilities
As a user of the Software Product, you agree to:1. Proper Use: Use the Software Product only for its intended purpose as specified in this Agreement and in accordance with all applicable laws and regulations.2. Confidentiality: Maintain the confidentiality of any credentials or access information provided for use with the Software Product and ensure they are not shared with unauthorized individuals.3. Compliance: Comply with all terms and conditions set forth in this Agreement, including any updates or amendments to the terms.4. Report Issues: Report any issues or bugs found in the Software Product to Palmis Insights promptly and provide reasonable assistance in resolving these issues.5. No Misuse: Refrain from using the Software Product in any manner that could damage, disable, overburden, or impair the software or interfere with any other party's use of the Software Product.6. Prohibited Actions: Not engage in any unauthorized copying, distribution, or modification of the Software Product, nor use it to engage in any illegal activities.Disclaimer of Warranties and Limitation of Liability
UNLESS OTHERWISE EXPLICITLY AGREED TO IN WRITING BY PALMIS, PALMIS MAKES NO OTHER WARRANTIES, EXPRESS OR IMPLIED, IN FACT OR IN LAW, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OTHER THAN AS SET FORTH IN THIS AGREEMENT OR IN THE LIMITED WARRANTY DOCUMENTS PROVIDED WITH THE SOFTWARE PRODUCT.Palmis makes no warranty that the Software Product will meet your requirements or operate under your specific conditions of use. Palmis makes no warranty that operation of the Software Product will be secure, error free, or free from interruption. YOU MUST DETERMINE WHETHER THE SOFTWARE PRODUCT SUFFICIENTLY MEETS YOUR REQUIREMENTS FOR SECURITY AND UNINTERRUPTABILITY. YOU BEAR SOLE RESPONSIBILITY AND ALL LIABILITY FOR ANY LOSS INCURRED DUE TO FAILURE OF THE SOFTWARE PRODUCT TO MEET YOUR REQUIREMENTS. PALMIS WILL NOT, UNDER ANY CIRCUMSTANCES, BE RESPONSIBLE OR LIABLE FOR THE LOSS OF DATA ON ANY COMPUTER OR INFORMATION STORAGE DEVICE.UNDER NO CIRCUMSTANCES SHALL PALMIS, ITS DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS BE LIABLE TO YOU OR ANY OTHER PARTY FOR INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, PUNITIVE, OR EXEMPLARY DAMAGES OF ANY KIND (INCLUDING LOST REVENUES OR PROFITS OR LOSS OF BUSINESS) RESULTING FROM THIS AGREEMENT, OR FROM THE FURNISHING, PERFORMANCE, INSTALLATION, OR USE OF THE SOFTWARE PRODUCT, WHETHER DUE TO A BREACH OF CONTRACT, BREACH OF WARRANTY, OR THE NEGLIGENCE OF PALMIS OR ANY OTHER PARTY, EVEN IF PALMIS IS ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. TO THE EXTENT THAT THE APPLICABLE JURISDICTION LIMITS PALMIS'S ABILITY TO DISCLAIM ANY IMPLIED WARRANTIES, THIS DISCLAIMER SHALL BE EFFECTIVE TO THE MAXIMUM EXTENT PERMITTED.Limitation of Remedies and Damages
Your remedy for a breach of this Agreement or of any warranty included in this Agreement is the correction or replacement of the Software Product. Selection of whether to correct or replace shall be solely at the discretion of Palmis. Palmis reserves the right to substitute a functionally equivalent copy of the Software Product as a replacement. If Palmis is unable to provide a replacement or substitute Software Product or corrections to the Software Product, your sole alternate remedy shall be a refund of the purchase price for the Software Product exclusive of any costs for shipping and handling.Any claim must be made within the applicable warranty period. All warranties cover only defects arising under normal use and do not include malfunctions or failure resulting from misuse, abuse, neglect, alteration, problems with electrical power, acts of nature, unusual temperatures or humidity, improper installation, or damage determined by Palmis to have been caused by you. All limited warranties on the Software Product are granted only to you and are non-transferable. You agree to indemnity and hold Palmis harmless from all claims, judgments, liabilities, expenses, or costs arising from your breach of this Agreement and/or acts or omissions.Governing Law, Jurisdiction and Costs
This Agreement is governed by the laws of New York, without regard to New York's conflict or choice of law provisions.Severability
If any provision of this Agreement shall be held to be invalid or unenforceable, the remainder of this Agreement shall remain in full force and effect. To the extent any express or implied restrictions are not permitted by applicable laws, these express or implied restrictions shall remain in force and effect to the maximum extent permitted by such applicable laws.Document Adaptation NoticeThis End User License Agreement is based on a template initially provided by RocketLawyer.com. Significant modifications have been made to tailor the document for use with the Content Hub© provided by Palmis Insights LLC.

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